
If the loss ratio of a company is low, it typically signals that the company is financially healthy. Refrigerated trucks and cargo that lose temperature due to sudden and accidental mechanical failure or breakdown of refrigeration or heating equipment.Losses due to mechanical reefer breakdown, debris removal, and freight charges that can’t be collected after an incident.Sentry’s motor truck cargo insurance may cover the following: Its non-trucking liability coverage is even transferable between leases.

Sentry insurance drivers#
Sentry’s non-trucking liability insurance covers vehicles when they are in use for non-business purposes, and its optional unladen trucking coverage protects drivers when they are not hauling a load.

Sentry’s physical damage insurance helps cover the repair, replacement, or actual value cost of a vehicle. This type of coverage may also pay out for court and lawyer fees.
Sentry insurance driver#
Sentry’s commercial auto liability coverage protects the company and its employees if a driver is found liable for injuring someone or damaging property. Coverage options include collision, comprehensive, and liability coverage, but Sentry also works with companies to determine what other coverage they might need.

This coverage protects vehicles that are leased or owned for business use. Sentry offers commercial auto insurance for business owners whose employees drive as part of day-to-day business activities. While Sentry mainly offers business auto insurance coverage, personal motorcycle and nonstandard auto coverage are available through its partner brand, Dairyland. The company is headquartered in Stevens Point, Wisconsin.Īlthough Sentry started off providing coverage to the retail hardware industry, it has grown to offer options for construction companies, dealerships, manufacturing and process, trucking, retailers, and distributors. Want to see more? Take a look at our choices for the top car insurance companies.įounded in 1904 by Wisconsin Retail Hardware Association members, Sentry offers business insurance coverage in all 50 U.S. Business owners can choose from various auto coverages, including commercial auto insurance, dealership auto coverage, motor carrier coverage, physical damage insurance, and non-trucking liability insurance.

Its products include 401(k) plans and life insurance, business auto, business owner policy, commercial property, general liability, and workers’ compensation coverage. Sentry Insurance offers 401(k) plans and insurance coverage for business owners. Potential customers must speak to a representative to get more information or apply for a policy. No online application available: Sentry does not offer the opportunity to apply or purchase coverage online.No online quotes available: Sentry doesn’t offer online quotes, making it difficult to compare prices to competitors.If a customer needs roadside assistance such as towing, fuel delivery, or flat tire assistance, it will be at an additional charge. No complimentary roadside assistance: Sentry does not offer complimentary roadside assistance.This high rating is an indicator of Sentry’s financial strength. High AM Best rating: Sentry has an A+ (Superior) rating from AM Best, a company that assesses insurers’ financial stability.This makes it easy for customers to get the help they need when they need it. 24/7/365 support available: Sentry offers an online portal where customers can manage their account, pay bills, and make and monitor claims.
